French Mortgage Products:

• Repayment
 The monthly repayments consist of repaying the capital amount borrowed and the accrued interest. The big advantage of a repayment mortgage is that at the end of the mortgage term, the full amount of the debt has been repaid

• Interest Only
 the interest on the principal balance is paid, with the principal balance unchanged

• Combination of Interest Only and Repayment

• In fine

• In different currency

 

Interest Rates:

• Fixed for the term. 
The rate is fixed for the term, provides all the security in that you will no suffer any interest rate fluctuation. A fixed rate cannot be “unfixed”

• Fixed for a period

• Caped

• Variable
 The rate is reviewed and revised quarterly thereafterTracks the Euribor or Tibor, the monthly instalments remain the same throughout the remaining term of the loan(*).